Kentucky Paycheck Calculator 2026
Calculate your KY take-home pay with the new 3.5% state tax rate. Updated for 2026.
KY State Tax: 3.5% (2026 NEW)
Down from 4% in 2025
$3,360 Standard Deduction
Local Tax Option Included
Pay Type
$
Local Occupational Tax (Louisville/Lexington only)
Pre-Tax Deductions (optional, per paycheck)
$
$
$
$
Estimated Take-Home Pay
$0
per paycheck
$0
Weekly
$0
Bi-Weekly
$0
Monthly
$0
Annual
Per Paycheck Breakdown
2026 Kentucky Tax Rates (Official)
Kentucky State Income Tax: 3.5% flat rate (reduced from 4% in 2025 per HB 8 revenue trigger).
Kentucky Standard Deduction: $3,360 (up from $3,270 in 2025). Subtracted before KY tax calculated.
Social Security: 6.2% on wages up to $184,500. Medicare: 1.45% on all wages.
Louisville / Jefferson County local occupational tax: 2.2% on wages.
Lexington / Fayette County local occupational tax: 2.25% on wages.
Kentucky minimum wage: $7.25/hr (matches federal minimum).
Kentucky Income Tax Rate History
| Tax Year | KY Flat Rate | Standard Deduction |
|---|---|---|
| 2022 | 5.0% | $2,770 |
| 2023 | 4.5% | $2,980 |
| 2024 | 4.0% | $3,160 |
| 2025 | 4.0% | $3,270 |
| 2026 | 3.5% | $3,360 |